You fell in love with a house. Now what?
By this point of our Home Ownership series, we’ve written about the money and people. Now, we talk about the emotional side of buying a home. Buying a home is an extremely emotional experience. We go through a wide range of emotions; from loving a home to stress about moving and everything in between.
What happens though, when you fall in …
Your home ownership teammates
You know your budget. You know your location. You know how much mortgage you’ve been pre-approved for. Now the hard work begins; house hunting!
Some people will tell you they love house hunting. The thrill of MLS listings flooding your inbox, the joys of comparing and contrasting homes, the happiness of falling in love with your dream home. Others, well, others hate it like …
Our team here at Loewen Group Mortgages is comprised of Burlington Mortgage Brokers who do everything necessary to be as ready as possible to satisfy their clients and help them achieve their financial goals.
The real estate market can be challenging and the Burlington area is no different, which is why consulting an award winning mortgage broker in Burlington like James Loewen or any one of our …
- Posted: August 8, 2016
- Tags: Mortgages
- Comments: 0
Part 2 of the Home Ownership Series! The X, Y and Z’s of how much you should spend on a home
Does reading about housing prices, interest rates, housing markets and down payment make your head spin? The Hocanin’s are back with their second post from their Home Ownership series and answering all their questions is our very own James Loewen.
How much of a down payment do I/we need for a …
This week we are starting our Home Ownership series (super creative title!) brought to you by actual Loewen Group clients!
We’re all about collaboration, so over the next few weeks, we’ll be partnering with Tolga & Lindsey to discuss and get a buyers perspective all things to do with buying a home. We’re really excited to launch this series and here’s the 1st guest blog post, enjoy and more to come!
10 common costs of home ownership
You’ve saved up enough for the down payment and are ready to purchase a home! You were smart and even read our blog on the 10 closing costs to make sure you had enough money saved to cover the additional expenses but what happens after you move in? We’ve put together the top costs of actually owning …
Getting hit with unexpected costs on the closing of your home is never fun especially when you haven’t budgeted for them. Surprises are great but not when it comes to your finances & budget. We’ve listed the top closing costs to keep in mind when looking to buy a home.
1 Land transfer tax.
When a home changes hands, many provinces and a few municipalities like Toronto …
What are property taxes?
Everyone who owns a home has to pay property taxes. These taxes pay to run our communities – garbage and snow removal, community programs, water supply and waste treatment, social and children’s services, policing, fire protection, emergency response programs, public libraries, parks and recreation, education—basically everything you rely on in your day-to-day life.
How are property taxes calculated? Property taxes are calculated by the assessed value (known as …
- Posted: April 27, 2016
- Tags: General
- Comments: 0
Ask your Bank or Broker if your mortgage comes with the “Ultimate Variable Rate Mortgage Guarantee”
What is the Loewen Group UVRM Guarantee?
We will keep an eye on your mortgage rate for you! Whenever we see a change in the rate, we’ll inform you AND we will tell you when it’s a good time to lock-in to a fixed rate.
When locking-in your mortgage to a fixed rate we …