Cheap Mortgage Rates…. you get what you pay for
Its time to buy a house and the search begins.. the search for the cheapest or lowest mortgage rate possible. Because in the end its all about saving money, right? Well, we are here to tell you that cheapest is not always the best. There are so many factors to consider in choosing the perfect lender that cheapest may not always mean BEST for your family. Ask yourself:
- Are you getting married?
- Are you guys planning to start a family soon?
- Maybe your job requires you to uproot and move?
- Maybe you weren’t planning any of the above, but they happened anyway??
Either way, life has a funny way of happening without us being able to control it every step of the way.
LUCKILY, in selecting the perfect mortgage best suited for YOUR FAMILY that allows you things like:
Portability (more on a portable mortgage, here)
Pre Payment Options (more on pre payment options, here)
Bridge Financing (more on bridge financing, here)
the convenience of Online Banking..
We as a broker feel it is necessary to work with each person/family buying a home to find the best product for them.
We have access to all of these rates but its our job to properly qualify our clients and present to them the best product available that would suit their needs. We love helping our clients and as a broker we work for YOU not the Bank or any one Lender in specific. The bank is not going to tell you why NOT to get a mortgage with them..
~No sense in tripping over a dollar to save a dime~
“Pay attention to the fine print, Its far more important than the selling price” – Frank Underwood.